NBFC Business Loans are financing options offered by Non-Banking Financial Companies to support the growth and operations of startups, small businesses, and MSMEs. Known for their quick processing, flexible eligibility, and minimal documentation, NBFC loans have become a go-to alternative for businesses that face challenges in securing traditional bank loans.
At Ashmaran Empower Solutions, we help you access the most suitable NBFC loan products to meet your unique business goals whether it’s working capital, machinery, or scaling operations.
Bank loans often come with rigid terms and strict approval criteria. NBFCs offer a more inclusive, faster, and practical route for entrepreneurs and small businesses that need working capital or short-term funds without collateral.
Speedy Loan Disbursement – Faster approvals, quicker access to funds
Low Documentation – Basic paperwork, no lengthy procedures
Flexible Tenure & Repayment – Custom options suited to your business cycle
Higher Approval Rate – Ideal for businesses with limited credit history
Unsecured Loan Options – No collateral required for select loan types
Whether you need funds for operations, growth, or inventory, NBFCs offer a wide range of business loan products. We match you with the right option:
Cover day-to-day business expenses without disrupting your cash flow.
Long-term capital for business expansion, infrastructure, or new projects (up to 10 years).
Finance the purchase or upgrade of equipment, often secured by the asset itself.
Unlock funds quickly by borrowing against pending customer invoices.
A revolving credit facility for ongoing operational or emergency needs.
Loan based on POS (Point-of-Sale) revenue — repayment linked to daily transactions.
Collateral-free funding, ideal for startups and small businesses with urgent needs.
We simplify the NBFC loan process while helping you unlock exclusive benefits:
Easy Access for Small Businesses & Startups
Quick Loan Sanctions & Minimal Waiting Period
Flexible Amounts & Tenures Based on Need
Eligibility Even with Lower Credit Scores
Loans Up to ₹5 Crore for Eligible Applicants
Before applying, we help you evaluate key factors:
Interest Rate & EMI Structure
Processing Time & Disbursement Speed
Loan Amount & Duration Flexibility
Collateral Requirements (if any)
Hidden Charges or Processing Fees
Customer Reviews & Support Responsiveness
We connect you with trusted NBFC partners that align with your credit profile and business vision.
Though each NBFC has its own terms, here’s a general guide:
Business Type: Sole Proprietor, Partnership, Pvt. Ltd., or LLP
Operational History: Minimum 1–3 years in business
Annual Turnover: ₹10 lakhs and above
Credit Score: Ideally 650+ (but lower scores may be accepted)
Revenue & Profitability: Proof of consistent financial performance
NBFCs offer low-documentation loans, but key documents still include:
KYC Documents (Aadhaar, PAN, Passport, Voter ID)
GST Registration / Udyam Certificate / Business Incorporation Proof
Last 6–12 Months of Bank Statements
ITR for Previous 2–3 Years (for higher loan amounts)
Financial Reports – Profit & Loss, Balance Sheet, and Cash Flow
Collateral Proof (only for secured loans)
We offer end-to-end document preparation and application support to increase your approval chances.
NBFC business loans are a fast, flexible, and reliable source of funding for startups, MSMEs, and small businesses across India. Whether you’re launching a new project, purchasing equipment, or managing cash flow Ashmaran Empower Solutions is here to help you access the right NBFC funding at the right time.
Popular options include Bajaj Finserv, Tata Capital, Aditya Birla Finance, and L&T Finance. Choose based on interest rates, customer reviews, and loan flexibility.
A score of 650+ is ideal, but some NBFCs approve loans for lower scores with higher interest rates.
NBFC loans are faster, more flexible, and require less paperwork. However, banks may offer lower interest rates for high-credit businesses.
NBFCs offer from ₹50,000 to ₹5 crore, depending on your business profile and turnover.
Ashmaran Empower Solutions supports MSMEs with consultancy, loan help, and compliance, ensuring transparent, simplified growth in today’s evolving business landscape.
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